Allow transferring account credit / balance to another user

Background: UltraServers already has account balance/credit. Funds can be added through the billing panel, and credit can be received when downgrading a plan. What's missing is any way to move that balance from one account to another. There's currently no supported way to send credit to someone else, and community support confirmed this isn't possible right now.

Problem: The only current workaround for paying for someone else's server is to create it on my own account and add them as a sub-user. That isn't real ownership. As the account owner I can still see and control everything on their server, which hurts their privacy and means they aren't truly independent. It also doesn't help people who can't pay at all.

This ties into the QRIS / local payment request. Some of my friends have no credit/debit card or PayPal, so they can't rent a server here even though they'd like to. I'd happily pay for them, but only in a way where they fully own the server and I'm not involved in their panel.

Solution: Add a way to transfer account credit to another user, for example a "send balance" action targeting an account by email, username, or account ID. The recipient gets it as normal credit and uses it to buy and manage their own plan. No sharing of payment info, no sub-user workaround, no buyer access to their panel.

A narrower version would also work: let someone pay toward a specific server or invoice owned by another user, without gaining access to it.

Use cases:

• Gifting hosting to friends who have no usable payment method (the same gap QRIS addresses, from the other side).

• Sponsorships and giveaways from communities, creators, and network owners.

• A small "YC for Minecraft servers" program I want to run, where winners get a few months of paid hosting. Funding their own accounts directly is cleaner than owning their servers myself.

Abuse prevention: Credit transfer can enable chargeback fraud or laundering, so reasonable guardrails make sense:

• Transferred credit is hosting-only and non-withdrawable.

• A short holding period before newly added funds become transferable.

• Per-account limits, transfer logs, and the usual fraud monitoring.

Pros:

• Unlocks customers who currently can't pay at all (pairs with QRIS).

• Real ownership instead of the sub-user workaround.

• Enables sponsorships and gifting, meaning more servers and more activity on the platform.

• Builds on billing infrastructure you already have.

Thanks for considering. I'd genuinely bring more people onto UltraServers if this lands.